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Medicare
By steven raker8 steven raker8
The Medicare health plan was introduced by US government in the year 1965 and was designed to help people over the age 65 find affordable health care. The Medicare plan is divided into various parts based on the area of health care covered and the most basic coverage is simply known as Medicare. Medicare is divided into 4 parts:
Medicare part A (or Part A Medicare)
Medicare part A is popularly known as hospital insurance and covers hospital stays. For a person to avail Medicare part A the following criteria have to be met:
a)The hospital stay has to be a minimum of three days and three midnights (not counting the day of discharge)
b)Any home nursing charges will only be covered if the problem has been diagnosed during hospital stay. For example, the physiotherapy following a total hip replacement will be covered by Medicare part A.
c)Any ailment requiring skilled nursing care at home will be covered by Medicare part A
d)All nursing care should be considered ‘skilled’ under provisions of the Medicare policy and not based on any other criteria
Medicare part B (or Part B Medicare)
Medicare part B is also known as medical insurance and is a little more complicated when compared to Medicare part A. Medicare part B is designed to cover services that are not covered by Medicare part B and Medicare Part B can be deferred if the beneficiary or spouse are still working. Medicare part B covers physician and nursing services, x-rays, laboratory and diagnostic tests, influenza and pneumonia vaccinations, blood transfusions, renal dialysis, outpatient procedures, limited ambulance transportation, Immunosuppressive drugs, chemotherapy, hormonal treatments, and other outpatient medical treatments administered in a doctor's office.
Medicare part B also
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